Public Adjusters are experts on property loss adjustment retained by policyholders to assist in preparing, filing, and adjusting insurance claims. Employed exclusively by a policyholder who has sustained an insured loss, these professionals manage every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possible. A claims adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insured's coverage, determines current replacement costs, and exclusively serves the client, not the insurance company.